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Insurance Commissioners and Regulators Need to Protect Policyholders From Disappearing Actual Cash Value Benefits

Nov 21, 2023 By Chip Merlin
Are you covered? Understanding functional replacement cost can help you determine the best policy for you.

Functional Replacement Cost

Nov 19, 2023 By Merlin Law Group

Laws Should Allow Policyholders to See the Insurance Claims File 

Nov 14, 2023 By Chip Merlin

St. Andrews Bay Yacht Club Burns Down—A Lesson For All 

Nov 13, 2023 By Chip Merlin

Insurance Regulators Play an Important Role Regarding Insurance Policy Standards—The 1% Matching Tragedy

Nov 07, 2023 By Chip Merlin

Hail and Coverage Exclusions Which Do Not Apply

Nov 03, 2023 By Chip Merlin

Media Calls Out Florida’s Politicians and DeSantis For Selling Out To Insurers—The Maddening Reality For Hurricane Idalia Victims

Sep 06, 2023 By Chip Merlin

Does an Insured Have to Respond to an Insurer’s Document Request or Else Risk Legal Action Asserting a Failure to Cooperate as an Absolute Bar to Insurance Recovery?

Aug 02, 2023 By Ruck DeMinico

Do Insurers Wrongfully Deny Claims Based Upon the Vague Wear and Tear Exclusion?

Jul 27, 2023 By Chip Merlin

Is Loss to Frozen Embryos Covered? A Case Study in Named Perils Coverage for Personal Property

Jul 16, 2023 By Chip Merlin

The Owner Steals the Boat—Can a Claim Be Made?

Jul 05, 2023 By Chip Merlin

Farmers Insurance Halts Sale of Homeowners Policies in Florida

Jun 28, 2023 By Liberty Ritchie

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